Up to €2M per customer or business group (with a limit of €1.3M per transaction).
We have the guarantee you need for your company
- Financial guarantees for investment projects
Secure financing for your expansion and investment projects with guarantees that help you improve your company’s capacity for growth.
- Technical guarantees for tenders and contracts
Get guarantees to bid in public and private tenders, ensuring compliance with contractual commitments and increasing the confidence of your customers and partners.
- Guarantees for internationalisation
Expand your business into new international markets with the backing of our guarantees, which provide you with the security you need to take on projects abroad.
- Guarantees for access to financing
Improve the conditions of access to financing with guarantees that reduce the risk for financial institutions and make it easier to get loans and other lines of credit.
Secure your business operations and access new opportunities with the ICF’s financial and technical guarantees.
Our guarantees are designed to facilitate the growth of your business, secure investment projects and support your economic activity with the security and flexibility you need.
Financial conditions
- Avalis guarantee
- ICF guarantee
- Co-guarantee
Between 3 and 15 years, including a grace period of up to 2 years.
To be determined according to risk and market conditions.
Shared between the financial institution and Avalis.
Apply for your investment guarantee at Avalis.
Up to €10 million per customer or business group.
Between 3 and 15 years, including a grace period of up to 2 years.
To be determined according to risk and market conditions.
Shared between the financial institution and the ICF.
Apply for your investment guarantee at the ICF.
In general, guarantee covering 50% of the amount of the transction and up to €6M. Avalis guarantees up to €1M per customer or business group and the ICF adds to this by guaranteeing from €1M and up to €6M per customer or business group.
Depending on the purpose. For working capital 6 years and investment 12 years.
No arrangement or assessment charge; maximum management and risk fee (CAiR) of 1.50%.
Shared between the financial institution, Avalis or the ICF.
Partner institutions
The ICF and Avalis have signed partnership agreements for the provision of guarantees with Banc Sabadell, Banco Santander, Bankinter, BBVA, Bantierra, CaixaBank, Caixa d’Enginyers, Caixa Guissona, Coop57 and Kutxabank.
Financial institutions that would like to conclude an agreement with the ICF to participate in this guarantee facility should send us an application.
