SMEs

Préstecs pel sector social

Drive the growth, employment and competitiveness of your SME or small midcap with our financing solutions. Benefit from our long-term loans featuring preferential conditions due to co-financing from the EU’s European Regional Development Fund (ERDF). This programme is designed to encourage growth and job creation, enhance creativity and increase investment levels for businesses like yours.

To accelerate the growth of SMEs, you have our full credit!

With the support of

Finance your SME’s progress with bespoke conditions

  • Loans for innovation and expansion

Power your company’s growth with financing for innovation and expansion projects, making it more competitive and cementing your market presence.

  • Financial support for job creation

Expedite your ability to create jobs with preferential conditions that will enable you to expand your team and raise your company’s productivity and social impact.

  • Boosting creativity and investment

Invest in the development of new products or services with financial support that will help you stay at the forefront of your industry.

  • Conditions tailored to your needs

Benefit from flexible financing with conditions tailored to your enterprise’s specific needs due to our partnership with the ERDF to streamline business investments.

Financial conditions

Up to 80% of the project will be financed.

  • Medium term: between €100,000 and €3 million.
  • Long term: between €100,000 and €4 million.

  • Medium term: up to 5 years, including a grace period of up to 1 year.
  • Long term: up to 15 years, including a grace period of up to 2 years.

12-month EURIBOR plus a spread from 0.50% to 2%.

For early repayment, at most 0.25%.

To be determined depending on the project.

Up to 70% of the project will be financed.

  • Medium term: between €400,000 and €5 million.
  • Long term: between €400,000 and €10 million.

  • Medium term: up to 5 years, including a grace period of up to 1 year.
  • Long term: up to 15 years, including a grace period of up to 2 years.

12-month EURIBOR plus a spread from 0.50% to 2%.

For early repayment, at most 0.25%.

To be determined depending on the project.

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