Industry

Préstecs per a la indústria

Transform your industrial operations with our financing facilities designed to unlock growth, digitalisation, production improvements and sustainability in industrial enterprises. Invest in innovation and benefit from our loan facilities with conditions tailored to your business’s needs.

We provide loans with aid in the form of a guarantee in partnership with the Ministry of Business and Labour and also featuring interest rate subsidies from the Directorate General for Industry to companies which are looking to become more competitive and committed to innovation and sustainability. Whether to invest, enhance energy efficiency or drive digitalisation, at the ICF we will support you to ensure that your industrial business is geared up for the challenges of the future.

If you want to transform your business and lead innovation in the industry, you have our full credit!

With the support of

Find out about our loan facilities for industrial transformation

  • Loans for industrial investment projects

Power your company’s growth with financing for investment projects that increase production capacity, improve employment and streamline the value chain. With our solutions you can acquire tangible or intangible assets and put in place improvements to make your production more efficient.

  • Support for process digitalisation and transformation

We help you to embed information and communication technologies (ICT) in your production processes to ramp up efficiency and competitiveness. With the ICF’s financial backing, you can shift towards more cutting-edge industry tailored to the digital challenges of the future.

  • Financing for R&D and innovation projects

If your project concerns research, development and innovation, the ICF gives you the funding you need to get it off the ground. We cover staff, equipment and subcontracting costs directly tied to innovation projects to help you grow and upgrade your company.

  • Energy efficiency and sustainability improvements

Choose sustainability with financing for energy efficiency improvements in your production processes. Cut costs and streamline resource use to help towards the green transformation of the industrial sector.

Financial conditions

Generally, from €200,000.

Up to 10 years with the option of a two-year grace period included in the term.

12-month EURIBOR plus a spread from 0.50% depending on the risk profile of the company and the project. Depending on the product, you may be eligible for an interest rate subsidy of up to 2 percentual points from the Ministry of Business and Labour.

To be determined depending on the product taken out.

To be determined depending on the project. Furthermore, and depending on the facility used for the loan, in addition to the guarantees provided by the holder they may have a guarantee from the Ministry of Business and Labour of up to 49% of the outstanding risk of the loans.

Our figures

2023
Amount received by manufacturing industries
25%
2023
Granted to promote transformation projects
150,4 M€

Sucessful cases

Grup Alvic

Through the ICF Indústria 4.0 loan, the Catalan Institute of Finance has provided financial support to the Alvic Group to develop its growth project. This loan has an interest rate subsidy from the Department of Business and Employment.

Financial solutions for industrial enterprises