We finance self-employed workers, SMEs, large companies, associations and organizations in both the public and private sectors, from almost all sectors of activity with medium and long-term loans. Find the product that best suits your needs below!
Sustainability
Promote sustainable projects with ICF funding to reduce emissions, improve energy efficiency and promote the circular economy. We support initiatives that contribute to the ecological transition and generate a positive impact on the environment. In addition, we finance green innovation projects that help transform production models towards a more responsible economy.
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Industry
Modernize your industrial activity with loans with preferential conditions that facilitate digitalization, productive improvement and industrial efficiency. We enhance the innovation capacity of industrial companies to keep them competitive in a global market. We support your projects to renew machinery, incorporate advanced technology and automate key processes.
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Housing
Build or acquire public housing with subsidized loans to allocate them to affordable social rental. We contribute to guaranteeing the right to decent housing with solutions adapted to social projects with a positive impact. We facilitate financing for energy rehabilitation and the promotion of more sustainable housing.
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Social sector
We finance social projects that promote equity, inclusion and collective well-being with flexible conditions. We support entities that lead initiatives to improve the quality of life of people in vulnerable situations. It has financing from the ICF with advantageous conditions to promote projects that promote access to basic services and the creation of inclusive opportunities.
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Primary sector
Strengthens agricultural, livestock, fishing, forestry and agri-food activity with subsidized loans that improve sustainability and efficiency. We promote innovation projects that adapt and reverse climate challenges, to guarantee the viability of rural activity. We support economic diversification in rural areas to generate added value in the territory.
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SMEs
Accelerate the growth of your SME with financing to innovate, expand and increase competitiveness. We support projects that promote internationalization, process optimization and digitalization. We help SMEs face their challenges and take advantage of market opportunities with tailor-made financial solutions and preferential conditions thanks to ERDF co-financing. We are with you!
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Culture and sports
Promote cultural and creative initiatives with the necessary financial support adapted to your needs. We provide resources for projects that enrich cultural heritage and encourage community participation. We also finance sports activities that promote values of health, education and social cohesion.
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Sustainable tourism
Transform your tourism business with financing for sustainable, accessible investments aimed at responsible tourism and benefit from our subsidized loans. Respond to new market demands with projects that value the territory and respect the environment. Commit to sustainable infrastructures and innovative services that offer unique and responsible experiences to visitors.
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Public sector
We offer financing solutions for public sector entities and bodies that need to develop social impact projects or infrastructure construction, as well as finance PUOSC subsidy advances. We support municipalities, consortia and other public bodies with the financing of essential services and modernization projects. We ensure competitive conditions to maximize the efficiency of public resources.
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Bank co-financing
Multiply your resources with co-financing from the ICF and other financial institutions. We facilitate collaboration between the public and private sectors to promote projects with great economic and social impact. Access shared financing to reduce costs and increase development capacity.
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