Industrial companies and production services companies are eligible for this loan, the latter if they invoice more than 50% of their turnover to industrial companies with Catalan Economic Activity Classification (CCAE) codes from 10 to 33 and have their registered or operational headquarters in Catalonia or have recently been established in Catalonia (the project submitted is to set up their first production facility in Catalonia).
Under no circumstances may the following be beneficiaries:
• self-employed individuals,
• foundations;
• associations;
• industrial and production services companies with a turnover of less than €1,500,000, except for firms in a group of companies that do meet these requirements; or
• companies that have a current transaction guaranteed by the ministry responsible for industry and have not yet repaid more than 50% of the loan associated with the investment project.
Generally, from €250,000 and up to €5M. The amount of the eligible investment may include working capital expenses up to at most 20%.
Up to 10 years with the option of a two-year grace period included in the term.
12-month EURIBOR plus a spread from 1.5% to 3%.
Arrangement fee, at most 0.25%; total or partial early settlement fee, at most 0.25%.
To be determined depending on the project. Additionally, as a complement to the guarantees provided by the holder, all transactions will have a guarantee from the Ministry of Business and Labour of up to 49% of the outstanding risk of the loans.
Generally, from €100,000 and up to €1M.
Up to 5 years with the option of a 1-year grace period included in the term.
12-month EURIBOR plus a spread from 1.5% to 3%.
Arrangement fee, at most 0.25%; total or partial early settlement fee, at most 0.25%.
To be determined depending on the project. Additionally, as a complement to the guarantees provided by the holder, all transactions will have a guarantee from the Ministry of Business and Labour of up to 49% of the outstanding risk of the loans.
