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The ICF Group is mindful of the need to ensure secure communications. This section covers the most important aspects of security, prevention of money laundering and terrorist financing and confidentiality.
Data exchange security on the transactional part of our website (https://espaiclient.icf.cat/welcome and https://web.finempresa.cat/) is a crucial aspect of the relationship and trust between the ICF Group and its stakeholders. The security protocols dedicated to this are reliable, transparent and comprehensive.
To protect data communication and transmission between stakeholders and the ICF Group, the content is encrypted using a Verisign SSL (Secure Socket Layer) certificate. This level of security can be identified on the navigation screen when the standard access protocol, "http://", is changed to a secure one, "https://".
Anyone can freely access the entire ICF Group website without any kind of restriction or authentication.
The security level is increased only when visiting the financing application area (https://espaiclient.icf.cat/), and if a formal application for a loan is made, the ICF Group will email the applicant to provide them with confidential access to all information and any transactions which may be performed in this environment.
The ICF website may contain plug-ins, shortcut icons, for various social media sites. Use of these media is governed by security, privacy and confidentiality policies that differ from those of the ICF Group.
Under section 17(1) of the Transparency, Access to Public Information and Good Governance Act 19/2014 of 29 December, content and data can be reused whenever the source and date of update are cited, the information is not misconstrued (section 8 of the Reuse of Public Sector Information Act 37/2007 of 16 November) and it is not inconsistent with any specific licence.
Prevention of money laundering and terrorist financing is one of the main instruments for tackling problems arising from criminal offending and organised crime. The ICF Group is bound by legislation on this issue and has put in place various prevention policies and procedures.
Section 83 of the Organisation, Supervision and Solvency of Credit Institutions Act 10/2014 of 26 June establishes the duty of confidentiality of information applicable to the ICF with respect to receipt of information and its customer companies. For the purposes of this confidentiality agreement, "confidential information" means all information received from the applicant company or self-employed individual, and not from third parties, which is not public and open and which cannot be obtained by the ICF from public records or other sources of information to which any third party could gain access.