YOU HAVE BEEN INFORMED AND STATE
THAT the entities of the ICF Group collaborate with different entities of the public sector and/or mutual guarantee societies and ,in cases where there is an agreement in relation to the product requested, the data of this request may be transferred.
THAT under your own responsibility, all data provided is true. According to Article 35 of Act 26/2010, of 3 August, on the legal and procedural regime of public administrations of Catalonia, the fact of submitting the affidavit of liability empowers the Administration to conduct the necessary checks in order to verify the conformity of the declared data. Similarly, the electronic processing you have provided in this request involves granting – for all intents and purposes – the appropriate consent and authorization expressed in this procedure render said request effective.
THAT if the potential holders of the credit or guarantee are natural persons acting in the remit of their professional or business activity, you agree with the ICF Group that, Order EHA / 2899/2011 of 28 October, on transparency and protection of banking services customers and Circular 5/2012, of 27 June, of the Bank of Spain, to credit institutions and payment service providers, on the transparency of banking services and responsibility when granting loans shall not apply to this request and potential contracting (except for the provisions of rules thirteen, fourteen and fifteen on interest rates); this non-application is formulated and agreed pursuant to the provisions of both the aforementioned Order and Circular.
THAT Article 83 of Act 10/2014, of 26 June, on the regulation, supervision and solvency of credit institutions, establishes the duty to not disclose information, which is applied to the ICF Group with respect to receipt of information and its customers. For the purposes of this confidentiality agreement, 'confidential information' is deemed to be all information received from the requesting company or individual, and not from third parties, which is not public and open, and which cannot be obtained by the ICF Group from public records or other sources of information to which any third party could gain access.
THAT the ICF Group, comprising the ICF itself and its subsidiaries, is subject to compliance with current legislation on the prevention of money laundering and the financing of terrorism. Within this regulatory framework, the Group may disclose the data requested by the competent authority, and conduct relevant checks on the documentation provided. Data may also be disclosed in any case under a court order or an administrative ruling. However, in this case it shall be required to inform you of such as soon as possible.